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What is the best way to check multiple crypto coins payments are paid – NODE JS

I am trying to write a gateway system where users can check the data upon the callback that is sent to their specific url.

I am wondering how I could go about checking that the payment has been received.

I have code that will generate address’s and check balances but not an event or socket to automatically check when that address has received funds.

What is the best way to go about this?

I know i can use blockchains online to read data, but there is not 1 blockchain that does all cryptos so i’d be baffling between here and there which is not what I want to do really.

I am NOT running my own node, but generating public and private keys.

Many thanks in advance!

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What is the best way to check multiple crypto coins payments are paid – NODE JS

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